Personal Bankruptcy
When overwhelming debt makes it impossible to meet your financial obligations, bankruptcy can provide a fresh start. Filing for bankruptcy is a serious decision that requires careful consideration and expert legal guidance to understand your options and choose the best path forward.
We help individuals and families understand bankruptcy laws and determine whether bankruptcy is the right solution for their financial problems. Our team guides you through the process while protecting your rights and eligible assets. Our personal bankruptcy services include:
- Chapter 7 bankruptcy - eliminating most unsecured debts through liquidation
- Chapter 13 bankruptcy - reorganizing debts into manageable payment plans
- Asset protection - keeping exempt property like your home and car
- Debt evaluation - analyzing which debts can be discharged in bankruptcy
- Creditor negotiations - stopping harassment and collection actions
- Credit counseling - meeting pre-filing education requirements
- Post-bankruptcy planning - rebuilding credit and financial stability
Bankruptcy isn't right for everyone, but when it is the best option, we make sure the process goes smoothly and you get the maximum benefits allowed under the law.
Business Bankruptcy
Business financial difficulties can threaten not only your company but your personal assets and livelihood. Whether you need to reorganize your business debts or wind down operations, having experienced legal help protects your interests and maximizes recovery options.
We assist business owners in evaluating their options and navigating the business bankruptcy process. Our goal is to help you achieve the best possible outcome for your business and personal financial situation. Our business bankruptcy services include:
- Chapter 11 reorganization - restructuring business debts while continuing operations
- Chapter 7 liquidation - winding down business operations and selling assets
- Debt restructuring - negotiating with creditors outside of bankruptcy
- Asset protection - protecting personal assets from business creditors
- Creditor committees - working with creditor groups in reorganization cases
- Business valuation - determining fair value of business assets and operations
- Sale transactions - selling business assets or entire operations
Every business situation is different, and we work closely with business owners to understand their specific circumstances and develop strategies that protect their interests while addressing financial challenges.