Bankruptcy Attorneys in New York City

When overwhelming debt makes it impossible to meet your financial obligations, bankruptcy may provide the fresh start you need. Our experienced bankruptcy attorneys understand the stress and shame that financial difficulties can bring, and we're here to help you explore all your options.

Filing for bankruptcy is a serious decision that requires careful consideration and expert legal guidance. We help individuals and businesses understand bankruptcy laws and determine whether bankruptcy is the right solution for their financial problems.

Our team guides you through the process while protecting your rights and eligible assets. We work to ensure you get the maximum benefits allowed under the law while helping you plan for a more secure financial future.

You can call us at 212-233-1233 or send us an email at [email protected] to discuss your situation.

Attorney Albert Goodwin

Personal Bankruptcy

When overwhelming debt makes it impossible to meet your financial obligations, bankruptcy can provide a fresh start. Filing for bankruptcy is a serious decision that requires careful consideration and expert legal guidance to understand your options and choose the best path forward.

We help individuals and families understand bankruptcy laws and determine whether bankruptcy is the right solution for their financial problems. Our team guides you through the process while protecting your rights and eligible assets. Our personal bankruptcy services include:

  • Chapter 7 bankruptcy - eliminating most unsecured debts through liquidation
  • Chapter 13 bankruptcy - reorganizing debts into manageable payment plans
  • Asset protection - keeping exempt property like your home and car
  • Debt evaluation - analyzing which debts can be discharged in bankruptcy
  • Creditor negotiations - stopping harassment and collection actions
  • Credit counseling - meeting pre-filing education requirements
  • Post-bankruptcy planning - rebuilding credit and financial stability

Bankruptcy isn't right for everyone, but when it is the best option, we make sure the process goes smoothly and you get the maximum benefits allowed under the law.

Business Bankruptcy

Business financial difficulties can threaten not only your company but your personal assets and livelihood. Whether you need to reorganize your business debts or wind down operations, having experienced legal help protects your interests and maximizes recovery options.

We assist business owners in evaluating their options and navigating the business bankruptcy process. Our goal is to help you achieve the best possible outcome for your business and personal financial situation. Our business bankruptcy services include:

  • Chapter 11 reorganization - restructuring business debts while continuing operations
  • Chapter 7 liquidation - winding down business operations and selling assets
  • Debt restructuring - negotiating with creditors outside of bankruptcy
  • Asset protection - protecting personal assets from business creditors
  • Creditor committees - working with creditor groups in reorganization cases
  • Business valuation - determining fair value of business assets and operations
  • Sale transactions - selling business assets or entire operations

Every business situation is different, and we work closely with business owners to understand their specific circumstances and develop strategies that protect their interests while addressing financial challenges.

Debt Relief Alternatives

Bankruptcy isn't always the best solution for financial problems. Sometimes other debt relief options can help you avoid bankruptcy while still getting the financial relief you need. We evaluate all available options to find the best approach for your situation.

Before recommending bankruptcy, we explore alternatives that might work better for your circumstances. Our debt relief services include:

  • Debt negotiation - working with creditors to reduce debt amounts and payment terms
  • Payment plan arrangements - setting up manageable payment schedules
  • Debt consolidation advice - combining multiple debts into single payments
  • Asset protection strategies - protecting important assets from creditors
  • Financial planning guidance - creating budgets and spending plans
  • Creditor harassment protection - stopping abusive collection practices
  • Foreclosure defense - protecting your home from foreclosure proceedings

Our goal is to help you regain financial stability using the most appropriate method for your situation, whether that's bankruptcy or an alternative debt relief strategy.

Attorney Albert Goodwin

About the Author

Albert Goodwin Esq. is a licenced New York attorney with over 17 years of courtroom experience. His extensive knowledge and expertise make him well-qualified to write authoritative articles on a wide range of legal topics. He can be reached at 212-233-1233 or [email protected].

Albert Goodwin gave interviews to and appeared on the following media outlets:

ProPublica Forbes ABC CNBC CBS NBC News Discovery Wall Street Journal NPR

Client Reviews

Verified feedback from our clients

Mr. Goodwin is everything you want in an attorney: professional, honest, thorough, and genuinely caring. He always explains things clearly, so I understood exactly what was happening and what to expect next. His attention to detail and persistence really stood out. Looking back, I feel lucky to have found him. He guided me through the whole process expertly, and I deeply appreciate all his hard work. Would definitely recommend him to anyone needing legal help.

Sarah M

Legal Services

Thanks to Mr. Albert Goodwin's hard work and smart thinking, I finally won my case, which has been a long time coming. He figured out solutions that no one else could see. I'm really impressed by his strong ethics - something that's rare these days. As my lawyer, he went above and beyond what I expected. I'm so grateful I found him and would definitely recommend him to anyone needing legal help.

Lawrence H

Legal Services

From our first meeting, I knew I was in great hands with Albert and his associate Katrina. They handled my case with incredible skill and efficiency, even though they took it over from another firm. What impressed me most was how quickly Albert responded to my questions with honest, clear answers - no sugarcoating, just straight talk. They managed a huge workload under tight deadlines, and their fees were very reasonable for such high-quality work. Beyond his legal expertise, Albert's wit and personality made a difficult process much easier to handle. I'm deeply grateful for their hard work and would absolutely choose them again. If you need legal help in New York, you won't find better representation than Albert's firm.

Adam F

Legal Services

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